What is Identity Theft?
Identity theft is when someone uses your personal information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes. You can lose out of job opportunities, be denied loans for houses, cars and education, even be arrested for crimes you didn’t commit.
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Identity theft is a serious problem. In the United States, statistics show that as many as 9 million people have their identities stolen each year. Many victims have had to spend hundreds of dollars and countless hours over many years to reinstate their good name and credit record.
Identity thieves steal with no thought or care for their victims. They steal from your mailbox and trash dumpster, on the Internet, send deceptive emails, use phishing scams, via social engineering, and outright theft of your purse or wallet. You may not even find out about the theft until you receive your credit card statement, order a credit report, or are contacted by a debt collector.
What can thieves do with your stolen identity?
- obtain a credit card
- sell your information to others
- ruin your credit!
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